Mortgage & Real Estate Growth Experts
Free 1:1 Consultation to Grow Your Property Wealth & Business
Rubys Consulting helps individuals, investors, and small business owners unlock smarter mortgage strategies, grow their property portfolio, and maximise returns on every real estate decision.
- Tailored borrowing and refinancing strategies
- Property acquisition roadmap to grow your portfolio
- Cashflow, risk and tax-aware structuring guidance
- Action plan you can execute in the next 90 days
No cost, no obligation. Just clarity on your next best move.
Request Your Free Consultation
Tell us a bit about your current situation and goals. We’ll respond within one business day.
We respect your privacy. Your details are kept strictly confidential.
Who We Work With
Personalised strategies for real people, not just portfolios
Whether you’re buying your first home, expanding your investment portfolio, or using property to grow your business, Rubys Consulting is your mortgage and real estate partner at every step.
Home buyers
Compare lenders, secure competitive rates, and structure your loan so your first (or next) home strengthens your long-term wealth.
Property investors
Optimise lending structures, unlock equity, and design a staged acquisition plan to grow a resilient property portfolio.
Small business owners
Use property and tailored lending to support and grow your business – from commercial spaces to cashflow-friendly refinancing.
How Your Free Consultation Works
From uncertainty to a clear property growth plan
In 45–60 minutes, we’ll unpack where you are today, where you want to be, and give you a practical, step-by-step roadmap to get there.
1. Understand your position
We review your current loans, income, goals and risk comfort so every recommendation fits your real life, not a generic profile.
2. Design your growth strategy
We map out lending options, structure recommendations, and potential property moves to grow your wealth or business sustainably.
3. Leave with a 90-day action plan
Walk away with a simple plan that outlines exactly what to do next – whether you engage us further or not.
Client Results
Real stories from clients who took the next step
These clients started with a simple free consultation – just like the one you can book today.
“Rubys Consulting helped us restructure our loans, freeing up cashflow and allowing us to secure our second investment property 12 months earlier than planned.”
Amelia & James · Young family & first-time investors
“As a small business owner, I struggled to get banks to understand my income. Rubys Consulting packaged my application properly and secured the funding I needed to expand.”
Daniel · Café owner & commercial property buyer
“The consultation alone was worth it. I walked away with a clear plan for the next three years, even before we implemented anything.”
Priya · Professional upgrading her family home
Ready to take the next step with your mortgage or property strategy?
Book your free consultation and get a tailored roadmap to grow your property wealth or support your business with the right lending structures.
- Independent, personalised advice
- Clear, jargon-free explanations
- Action steps you can implement immediately
Limited spots each week to ensure personalised attention.
Book Your Session
Free consultation with a Rubys Consulting mortgage & real estate expert
Share a few details so we can match you with the right specialist and prepare before the call.
- No pressure, no obligation
- Available via phone or video call
- Typically scheduled within 1–2 business days
Questions
Frequently asked about our free consultation
Still unsure if this is right for you? These answers might help.
Is the consultation really free?
Yes. Your first consultation with Rubys Consulting is completely free and obligation-free. You’ll receive advice and a suggested action plan whether or not you decide to work with us further.
Who will I be speaking with?
You’ll meet with an experienced mortgage and real estate consultant from Rubys Consulting. They’ll review your situation in detail and answer questions specific to your goals.
Do I need to have investment properties already?
No. We work with first-home buyers, aspiring investors, existing portfolio owners, and small business owners using property to support their business growth.
What should I prepare before the call?
If possible, have recent loan statements, income details, and an idea of your short and long-term goals. Don’t worry if you don’t have everything – we’ll guide you through what matters.
Can you help if I already have a broker or bank?
Yes. We can review your current setup, highlight gaps or opportunities, and suggest strategies to improve your position, even if you stay with your existing provider.
Privacy & Compliance
Our Privacy Promise
We collect only the information necessary to provide you with our services, including basic contact and property details submitted securely via our consultation forms.
Your data is used solely to respond to your queries, deliver tailored mortgage and property advice, and keep you updated with your consent.
We employ industry-standard security measures to safeguard your personal information from unauthorised access, disclosure, or alteration.
- Data encryption
- Consent-based contact
- GDPR/CCPA compliance
- Secure storage
Contact Privacy Officer
Questions or requests about your data? Reach out to our Privacy Officer any time for assistance regarding your personal information.
Email: [email protected]
Rubys Consulting
Mortgage broking and real estate advisory helping individuals, investors, and business owners grow their wealth through better property decisions.
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